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In a Conversation about F-R-E-E-D-O-M, I mentioned how there’s a price to every payoff, just as there is a risk to every reward.

The higher the former, the greater potential for the latter.

I trust that the dance you're currently in with your investing pursuits provides a payoff that increases your cash-flow, stabilizes your income, and eliminates stress.

The only reason to be putting in the effort (the price) should be for the above end goals. Let's keep each other in-check, shall we?

In this Issue:

  • WTF are ETFs?
  • Entrepreneurial Index
  • The Pass-Through

♦ Expired Investments ♦

  • #1 Skill Set
  • Legal Weed
  • Quote of the Week

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"Barry, just wanted to say how much I love your emails.
Always look forward to them. " ~ Angela L.


If you're new to what I'll call 'beyond just buying stocks,' this nifty little overview from the good folk at is for you. While you'll come away from the 4-minute read knowing how exchange-traded funds, index funds and "trackers" all interrelate, you may also be just as confused as to what and how to buy an ETF. Which is why, as a paid-up M4i member, we recommend you start here and/or here.

+ On a related note, it may be no surprise to you that my homage to the passive-investing King isn't exactly status quo.


The entrepreneurial spirit is the driving-force, the bedrock, of any capitalist economy. It's forward-thinking, ambitious, possibility-minded people who are interested in solving problems through valuable products that help fuel growth. Or, as John Kilhefner, InvestorPlace Deputy Managing Editor, put it: "Entrepreneurs are the athletes of our day. The CEOs of many of the following companies may not have the star power of, say, Steph Curry, but their rise to the top is certainly as remarkable. And the influence these companies wield is incredible."


"The key concept associated with LLC taxation is pass-through. This describes the way the LLC’s earnings can be passed straight through to the owner or owners, without having to pay corporate federal income taxes first. Sole proprietorships and partnerships also pay taxes as pass-through entities. These businesses pay no federal income taxes themselves. Instead, their earnings are passed directly to their owners, who pay taxes on them at their individual income tax rates."

+ For more on the tax benefits of an LLC, read the full article here. M4 Insider member? Need our go-to resource for entity formation and registered agent service? Let us know...

Spy Guy Divider

♦ 7 Expired Investments ♦

New M4 brain-trust colleague Lobo Tiggre has put together a FULL REPORT about investment theses that worked in 2017-2018, but which may not—or likely will not—work going froward.

When you get the FULL REPORT (link on this post), Lobo will explain the risks in detail and advise you on what to do.

Turn on images in email

These investments may burn a hole in your portfolio.

Spy Guy Divider


A wise ol' man — a grizzled mentor worth millions — told me a few decades ago: "Sales is the highest paid hard work, and the lowest paid easy work, you can ever engage in. Pick your path wisely." In short, as a salesperson the only income-ceiling you can run into is the one you put over yourself. Stay ambitious, get creative, learn all about human nature & psychology. Work smart.

+ For more about leveraging your know-how through other successful people, check in with Patrick Bet-David and hear about the other sub-set skills that are ALL depicted in the movie, The Godfather.


Polina Marinova writes: "Six years ago, Brendan Kennedy had drained his 401(k), maxed out his credit cards, and borrowed money from family members to start a cannabis company. There was a night when he didn’t even have enough money to order a pizza. 'That was darkness unlike anything I’d ever faced,' he remembers. Today, Kennedy is not only a billionaire but the richest man in the legal marijuana business. Here’s how he did it…"

Quote of The Week:

"What you do speaks so loudly, I can't hear what you say."

~ Nick Saban, Head Football Coach, Alabama University

Meaning: I don't care what you SAY you're going to do. But, I will observe and appreciate your ACTIONS. IOW, Behavior never lies.

Until next Monday...

Your Partner In The Quest For
Living a Life Without Limits,

Profile Image Barry Goss - M4 Research
Co-Founder & Publisher

P.S. If you just have some feedback, please use the Praise | Tough Love links below. However, if you have a question for me and/or the team, please use the 'Ask a Question' link at the top of this email.

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